Generally Asked Questions Car Insurance

Below are answers to two of the most common auto insurance questions:

 How will the points on my driver  s license impact on prices on my car insurance?

In general, the more points you have on your license, the higher the premium. Unfortunately, if you were at fault in a car accident or if you have been for a moving violation ticket, have points to get on your license. The number of points depending on the type of fracture. Get the lead to many points on your license in higher insurance premiums in order to get points removed from your post. This will be a minimum of three years from the date you receive your ticket or to accept a conviction.

You can get points on a license from some minor injuries. These are things like not wearing a seat belt, failure to give or not to show proof of insurance. This includes tickets for speeding or improper lane use. Your insurance premium will be higher at every point increases.

Major violations will cost even more. This would happen if you simply do not have insurance on your car so that the scene of an accident, reckless driving or failure for a school bus stop. Some of these injuries could increase prices by up to 30%.

If you have any serious crimes or DUI, racing, vehicle manslaughter or gross negligence, you can expect your car insurance policy to terminate in its entirety.

Here is another one of the most common auto insurance questions is:



Why is it that men pay higher rates than women for car insurance?

Statistics show that men under 25 years those who are put on the claims. With regard to women drivers, men are actually twice as likely to be women, part of a car accident. The same studies also tell us that for every woman to die in a car accident, there are three men who die because of an accident.

This statistic is the cause of higher prices, the men pay for their car insurance. Statistically, women are safer drivers than men. Insurance see men who are at higher risk of claim. It is possible that women are more cautious and careful when they drive, the less women who are involved in accidents.

Some people say that these statistics are the result of testosterone, and the fact that men are more likely to speed up and show.

There are some that these statistics will not a valid reason to claim, as there are more male drivers out there to generate more statistics than women. Moreover, as the amount of female drivers on the road to increase the amount of accidents for women begins to rise at the beginning as well. So the future premiums for women up to the premiums for men.